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97% of clients never leave because we actually do the work for you.
We attack the fastest wins first, then build you a credit plan you can actually follow.
Sign up & get a dedicated ONYX credit specialist assigned to your case.
We build your custom credit plan and comb through your credit history to attack the fastest wins first, ensuring you see results fast.
We handle disputes & negotiations while you chill, focus on life in front of you.
Build new habits, boost your score, and never look back. We provide ongoing guidance, secured card/loan offers, strategy, and more. 🖤
97% of clients stay with ONYX because we deliver results others can’t.
Every plan is custom built for your goals no cookie cutter fixes.
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We get you approved faster, focusing on quick wins and lasting gains.
Real support from real specialists no bots, no guesswork.
Our platform leverages systems trusted by over 150,000 users with real credit specialists. No BS. No unethical shortcuts. No empty promises. Built for FCRA & CROA compliance.
Trusted by partners managing 24,000+ active personal credit users and $229M+ in client revenue. Integrated with industry leaders in personal credit solutions, corporate cards, and financial services. Our partners have funded $28B+ in loans and processed 75M+ approval workflows.
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Join the 97% of clients who stay with ONYX and see what real credit repair feels like, supported by proven strategy and systems.